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Housing Counseling


Counseling Services

River City CDC is a HUD-Certified Housing Counseling Agency. We offer counseling in the following areas:

  • Pre- and Post- Purchase Counseling

  • Delinquency/Default (Foreclosure Prevention)

  • Homebuyer Education and Counseling

  • Credit Counseling

  • Budget Counseling

  • Financial Literacy Counseling

  • Predatory/Payday Lending

  • Rental Counseling

  • Homelessness Counseling

  • Fair Housing Education and Counseling



Through the State Home Foreclosure Prevention Project (SHFPP), free counseling, regardless of what stage of the foreclosure process you find yourself in, is available.


Administered by the North Carolina Housing Finance Agency, housing counselors can also work with servicers on your behalf and refer you to free legal services if your income is low.


If you live outside of River City's service area, a list of participating HUD-approved housing counseling agencies statewide is available here.

Homebuyer Education

River City CDC provides access to homebuyer education and counseling for new and previous homeowners interested in buying a home.  Courses provide participants the knowledge to navigate the homebuying process.


Homebuyer education is offered in face-to-face and online courses.  Schedule an appointment with a housing counselor to learn more.


The COVID-19 pandemic continues to worsen existing inequalities across the United States.  Unfortunately, many families and individuals across the U.S. continue to face job loss, financial instability and the threat of homelessness.


The Housing Stability Counseling Program (HSCP), designed by NeighborWorks America, is a national program that aims to help nonprofits and agencies provide direct housing counseling services to households facing housing instability, such as eviction, default, foreclosure, loss of income or homelessness.

Financial Literacy

Whether a new homeowner or returning to the market, the ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing,

is key to being a successful homeowner.


River City CDC offers counseling on financial literacy and budgeting in order to assist homeowners in staying financially sound.

Call 252-331-2925 to schedule an appointment

with a Housing Counselor.


US Department of Housing and Urban Development

  • A variety of resources for homeowners and renters.

​North Carolina Housing Finance Agency (NCHFA)

  • A self-supporting public agency that finances affordable housing opportunities for North Carolinians whose needs are not met by the market.​​

  • A free service to list and find housing in North Carolina.

Economic Improvement Council​

  • Provides high quality services to assist low-income people to become self-sufficient.

  • Programs include: Section 8 housing voucher, Head Start, the Community Service Block Grant program, and the Weatherization Assistance program.

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